IELTS Writing Samples Band 8.5

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Nowadays, the number of citizens who run up an overdraft is increasing, and the reason for their debts is using credit cards constantly and irresponsibly. To tackle this problem, banks should not provide cards to customers without being sure of their ability to pay back the money that they borrowed. The purpose of this essay is to provide evidence of why I agree with this precaution.
In this period of globalisation, University is one of the places to study, including bachelor, master, and doctorate programs. However, student admission must be based on academic and non-academic in the University. I firmly disagree with this notion, and my opinion will be discussed in further paragraphs with a sensible conclusion.
In recent times, there is a lot of debate on what it takes for individuals to live a successful life. The two main and opposite views on the subject are that success comes solely from personal effort and that other factors like looks or wealth matter the most.
It is argued that by some people listening to music is known as a good method of gathering different age groups and cultures of people, while others have different points of view. I personally agree with the former idea.
In these modern days, the vast majority of the population who are settling abroad for professional and educational opportunities have some merits and demerits at the same time.
Money is a pivotal resource for sustaining a decent life. There are contrasting views on spending or saving it which will be elaborated on in this essay. However, I opined that we should strike a balance between spending and saving the most significant asset.
The advancements in the field of technology have not only improved the standard of living but also ignited various issues globally. It is often argued by a substantial proportion of individuals argued that AI is extremely essential for humans. However, others opine that the invention of automation has a negative impact on the community. This essay will discuss both views as far as I am in favour of the latter notion.
Nowadays, a growing number of people advocate that schools have become useless as they can learn from the internet. From my perspective, I totally disagree with it since schools can deliver enormous things outside the textbooks and provide a more interactive manner to study.
Some individuals advocate that they are more willing to maintain their current circumstances rather than make changes, while others give the opposite view. From my perspective, I agree with the latter one since the alternations can bring people opportunities even though they will cause some risks.
several folks claim it’s better to reveal almost all information that extracts from scholars’ research, trades or academic pursuits in the world. Whereas, the other percentage contends that some data is much more precious to be given without any cost. I give my vote in support of the first belief. The following essay will elaborate on my reasons.
It is believed that only good teachers are responsible for the success of children while opponents admit that it is their own responsibility . This essay will discuss both the views as well as my opinion in the upcoming paragraphs.
People in some areas consider it so significant to purchase a house in confront of hiring it. In my opinion, such an idea stemmed from an economical situation people face it. I am also convinced that this viewpoint causes a wide range of adverse effects.
It is a common belief that spending numerous money on family events is necessary. However, there are a number of people who suppose that payment for an occasion is abundant. While many people argue that its disadvantages, others suppose that it may bring benefits.
Many people choose to have their businesses, while others opine that they like salaried-job. Both have their advantages and setbacks. Although the business owners have more independence in terms of flexible working hours, there is no assurance in earning, In contrast, the salaried class has a fixed income whereas there is a cap on their yearly growth.
In today's world, equality between men and women has become one of the most concerning issues and both men and women work full-time. Some individuals claim that household takes should be shared equally between men and women. I completely agree with this statement and in this essay, I will discuss the relevant reasons behind this issue.
The ongoing economic crises throughout the world increase homelessness and the number of homeless people seems alarming at present. According to some masses, the government should provide free houses to homeless people. I partially agree with the situation and believe that the government should take free housing initiatives only for those who are incapable to arrange their own.
These days, the problem of an increasing number of people suffering from obesity is of concern to the government and citizens . Some feel that increasing the price of fattening foods in order to address the problem. In this paper, I will argue that there are other methods that can do a better job .
Education is the key that unlocks the golden door to freedom. It is often argued by a substantial proportion of individuals opine that completing higher education is the best way to get good work. However, others believe that it is better to have soft skills and experience. This essay will discuss both views as far as I am in favour of the former notion.
In modern-day societies, being able to use a computer is, without a doubt, an essential qualification. For that reason, many argue that having these skills should be the fourth sector of education, along with literacy and numeracy. This essay will provide evidence as to why I agree it is essential to teach young people about technology.
Subsidizing the arts by the government is an undoubtedly debatable issue. Many consider the amount of money that is given to support artists and culture in general as waste, and support that funding other sectors is more beneficial for society. Personally, I do not agree with this opinion, so this essay will provide reasons why they need to be funded.
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