An increasing number of people today opt to work for themselves instead of having a job. This choice has a number of benefits and drawbacks, which will be discussed in this essay. Some of the most common reasons for self-employment are the income and lifestyle that it may provide. Unlike employees, whose responsibilities and income are determined by their employers, people who work for themselves are free to implement their ideas as quickly as they can, and they receive all the revenue. That means that self-employed people can potentially earn much more than those with similar skills and experience who work for a salary. Moreover, not having a boss means that people can choose their own working hours and number of holidays, among other things. Not surprisingly, more and more people are leaving the safety of a salaried job to become self-employed. Despite the obvious appeal, being self-employed is riskier than working for someone else. One of the risks is fi...