In today´s society the concept of "living the moment" that stems from the mentality of the "Y" and "X" generation has been widely spread. This includes a change of paradigma in the way money is spent, in comparison with our parents´s model. Therefore, few people, especially the youngsters, think of the future, economically speaking. Nonetheless, I strongly believe that saving for tomorrow is higly recommended in order to enjoy a better wellbeing in the future.