In modern society, older people have different mindsets about money and investments. Some people will prefer to spend money on vacations or expensive things, while others will choose to save money for their descendants after retirement. For example, some believe in ideas to enjoy life to the maximum, and others who live in the future and think about the consequences if they lose their job. My point of view is that you need to enjoy life and avoid stressful situations, but not every day is a holiday, and it is important to think about your children's future. The essay examines the positive and negative parts of the development.