Home is a basic requirement for human beings. Caves were the first homes of early humanity. With the evolution, they made houses by adding architectural value. However, in today’s world, owning a house or renting a house is very essential to drive day-to-day life. In some countries, owning a dwelling is more gratifying compared to renting a home. In this essay, I am describing its positive and negative background and why might happen? Based on my experience.