It is indeed true that in today's world, cell phones are immensely doing an incredible job whether it is to contact near and dear ones, to pay bills or so on. Without mobile phones, human beings cannot be survived. In this contemporary world, people are using it in every day's life and its popularity is rising all over the world. However, it is ubiquitous amongst users to use it for paying the bills and it has some positive aspects but we cannot neglect its negative sides too.