All around the world, there are different provisions of monetary help to retirees, unemployed and handicapped residents. In some states, the government provides all funding, while in others it is mainly an individual's and his family's responsibility to bear all expenses including medical bills, old age homes stay and even in case of any emergency. In my opinion, financial aid from the authorities makes a logical and responsible action. However, in this essay, I will discuss both these views and points in support of my belief.