As technology advances day by day, financial technology (fintech) comes as a solution for hundreds of millions of unbanked people in Indonesia. According to the central bank of Indonesia, there are currently 273 fintech companies in this country. Although these companies enable many people to be included in the digital payment system, they are still unregulated. It is stated in Blueprint Sistem Pembayaran Indonesia (BSPI) 2025 that currently Indonesia has regulatory issues, which are standard governance agencies, contract standardisation, consumer protection, and dispute resolution. For the past two years, I’ve been working for a fintech company, BukuWarung; thus, I experience that issue myself. It is also said that the product solutions must be provided in 2025; hence, I want to prepare myself to enforce those new regulations in my current company.