Many people claim that luck is the most crucial element contributing to a person's success. While I accept that luck does have an important role in helping people reach their targets, I would argue that hard work and determination are much more crucial factors leading to the achievement of an individual. On the one hand, I agree that luck can be an important factor. First, some people are fortunate enough to be born in a wealthy family, which allows them to have better education or to easily start their own business without having to borrow money from someone else. As a result, these people tend to have better opportunities to succeed than those coming from poor families. Furthermore, some individuals are lucky to be given great talents which others do not have. For example, Mozart was able to play music when he was very young, or Lionel Messi already had great football skills when he was born. However, I would argue that although luck can be necessary, it is not the mos...