Due to the rising consumption rate, many people start to buy things they do not really need, and can not afford. In my essay I am going to think over this problem, while I try to find the reasons behind this habits. Many people buy items, especially a variety of luxurious goods they do not particularly need. Owning something is a basic instinct, what can be used by the marketing experts to sell their products. Due to the growing presence in the social media, famous influencers can earn serious money, showing their ‘rich’ life to their fans. After watching their beloved stars, the audience starts to buy expensive wristwatches, or jewelleries, what they could not really afford. Examining the reasons, there is another key factor, what makes easier to buy something without real money. Credit cards like American Express, are often given for free to the customers to drive them into debt. When I got my first bank account, I also got a credit card with a limited amount, which w...