Savings is an art, not everyone can follow a strict discipline to save money throughout their lives, those who learn this art can ensure a safe future for themselves and their family. In the recent era, there has been an ongoing debate, whether is it necessary for everyone, including the younger generation to control their expenses and maximise their savings for their future. I agree that savings is an important factor to ensure a reliable and stress free future. This essay will argue on why people from all age groups needs to plan their budget to save up for their future.