Some individuals up in years decide to invest wealth on their personal needs rather than collect money for their youngsters after retirement. However, as far as I am concerned, this approach does not facilitate the growth and development of their offspring’s, nor the optimum base of skills required to thrive in their future chosen career, due to the lack of financial savings that could have been allocated for an easier path to success of their descendants. Needless to say, the children would not be able to have access to the first-rate education programs. Also, without the parents’ appropriate contributions, it’s harder for the child to figure out what their interests, talents and passions are.