In today’s era, it is an individual preference for living the life at fullest by spending a lot on lifestyle, travelling and other things which makes the present moment happier for people instead of saving the money for better life in the future. I would partially agree to spend lot of money for living the good life today but also consideration individual financial situation or any requirement may arise in the future such as a medical emergency, unemployment and many other reasons which may create the difficult situation to survive it in the future.