Nowadays people more and more often make ordinary communication about earning and spending money. I believe that it happens because of a growing number of personal financial advisers on the internet, not just for businessmen and investors, and this topic is becoming popular. In my opinion, it has a positive effect on people, because the more we talk openly about money, the less it seems scary, awkward, and stressful. And also discussions of payment-related questions help us to understand better how exactly it works.